Welcome to this beautifully maintained newer-construction home located in a gated community in El Cajon! Built in 2020, this 3-bedroom, 2.5-bath residence offers 1,618 sq ft of modern living with an open-concept floor plan, energy-efficient features, and PAID solar. The spacious kitchen flows seamlessly into the living and dining areas—perfect for everyday living and entertaining. Upstairs you’ll find generously sized bedrooms, including a comfortable primary suite with walk-in closet and dual-sink vanity. Enjoy the privacy and security of a gated neighborhood while still being conveniently located near shopping, dining, schools, and freeway access. Rare opportunity: seller’s VA loan may be assumable at approximately 4.25% interest for qualified buyers—potentially saving hundreds per month compared to today’s rates. Low HOA, attached 2-car garage, and move-in ready condition make this home an exceptional value. Don’t miss your chance to own a newer home with significant monthly payment savings potential!